While we recommend performing research to get the right account, you can switch very easily if your chosen bank doesn’t work out.
Switching bank accounts in the UK is very straightforward and requires minimal administration on your part. All you need to do is sign up to a new account and choose ‘switching accounts’ from the application form.
You’ll be asked to complete a 'Current Account Switch Agreement' form and 'Current Account Switch Service – Account Closure' form but that’s all.
Your old bank and new bank will handle the rest. You’ll be notified when your new account has been set up and your accounts switched over.
While it’s a reliable system, we do recommend checking that any direct debits or regular payments are switched with the account. Everything should work perfectly but it’s always good to check!